Posted by Dr. Andrew Jennings, FICO Chief Research Officer and Head of FICO Labs No one doubts that more data and more relevant data leads to better models. Winners, however, won’t just use that data to build better models—they will use it to ask better questions. Take for example the...
Full Post "Ask better questions" »
Understanding the forces behind the demand for and supply of consumer credit is something of a guessing game, as the economy struggles to drag itself out of recession. With consumer expenditure being such an important constituent of GDP, and credit availability in turn being such an important facilitator, it’s important...
Full Post "Is there a growing credit gap?" »
- Posted by Tom Quinn, FICO® Score Product Manager Skipping mortgage payments definitely hurts your FICO® score. But what if you don't pay your property taxes? A tax lien is a matter of public record and the FICO® score includes in its risk assessment any derogatory public records listed on...
Full Post "How does tax lien information impact the FICO® score?" »
- Posted by Tom Quinn, FICO® Score Product Manager Today's bankers are information junkies. We should know - as the creators of the FICO® score and other predictive analytics solutions, we are constantly providing our clients with new research and insights into credit trends. We created this blog to share...
Full Post "Welcome to the FICO Banking Analytics blog — why are we here?" »
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