What can banks learn from retailers?

Banking profits are up. Back in the summer, banks like HSBC and BNP declared record profits. Lloyds bank returned to profit promising the UK government a return on its investment, and the U.S. banking industry earned $14.5 billion during the third quarter of last year. The FDIC went on to...

Smart Phone Insecurity

There have been increasing reports of intentional and unintentional data compromises associated with smart phones. A smart phone is basically a small computer. Apple has already taken this metaphor to the next step with the release of the iPad, which uses the iPhone operating system. Each smart phone operating system...

Welcome to the FICO Banking Analytics blog — why are we here?

- Posted by Tom Quinn, FICO® Score Product Manager Today's bankers are information junkies. We should know - as the creators of the FICO® score and other predictive analytics solutions, we are constantly providing our clients with new research and insights into credit trends. We created this blog to share...