Optimism grows among US lenders

Are US bankers embracing the economic recovery? According to our latest quarterly survey of 200+ US risk officers, it certainly looks that way. This sentiment is in sharp contrast to the grim forecast expressed in our recent survey of European risk managers. The US survey showed that risk managers expect...

More bad news for Europe’s small businesses seeking credit

Small business lending has been a focus for most European nations, looking to increase economic growth and cut unemployment. The going hasn’t been easy, and it’s not going to get easier. Results of FICO and Efma’s latest European Credit Risk Outlook, which surveyed more than 100 credit risk management professionals...

Bankers lose a bit of confidence in small businesses

In our quarterly survey of bankers, we look at banker sentiment for both consumer and small business credit. Unlike our findings related to consumer credit, bankers are somewhat pessimistic about the small business sector. Sentiment in Q2 reverted to the pessimism of 2010 after a brief improvement in the first...

Closing the credit gap in Europe

In the recent European Credit Risk Survey conducted by FICO and Efma, credit risk managers across Europe said they expected the “credit gap” between demand and supply to narrow, compared with their outlook earlier this year. More risk managers now see the amount of credit issued rising. Nearly 30 percent...

Six does not equal one - improving access to credit in Singapore

Singapore, which is in the running to be the world's fastest-growing economy this year, is the nation with the most business-friendly regulations (and, where we at FICO headquarter our Asia Pacific operations). For the fifth year in a row, the World Bank and International Finance Corporation ranked Singapore as the...

Welcome to the FICO Banking Analytics blog — why are we here?

- Posted by Tom Quinn, FICO® Score Product Manager Today's bankers are information junkies. We should know - as the creators of the FICO® score and other predictive analytics solutions, we are constantly providing our clients with new research and insights into credit trends. We created this blog to share...